Credit enquiries stay on your credit file for five years.

A credit provider may record an enquiry on your credit file when you apply for a credit product. It is recorded on your file regardless of whether your application was approved or declined. It does not indicate if the product was ever taken out, is still active, whether it has been paid off or not or if the account is now closed.

Credit Savvy provides credit file information from Experian, one of Australia’s official credit reporting bodies.