Credit Savvy is an information service only and we do not provide advice or take into account your personal circumstances, financial situation or needs. The display or order of products (including any ‘Sponsored Featured Product’) is not an indication of product ranking or suitability or a suggestion or recommendation based on your personal information, requirements or eligibility.

Every credit provider has their own application assessment criteria for credit products.

If you have been rejected for a credit product, it’s a good idea to ask the lender to provide feedback. It’s also a good idea to request your credit reports from each of the credit reporting bodies in Australia to review the details, as they may vary. Once you have reviewed all of this information, you should have a better understanding of your credit worthiness and your options.